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找到最适合你购买的东西. 比较一下我们常用的信用卡.

获得现金返还或获得奖励!

Signature Rewards Visa

Overview

  • 为你的日常消费赚取奖励1
  • $200 Cash Bonus2
  • 0%介绍6个月的购买和余额转账年利率
  • 引入期后,可变年利率为16.24%用于购买和余额转账
  • 没有余额转让费和年费3
  • 在零售商用轻触、刷卡或芯片支付的便利性

A Good Option If:

  • You want to earn rewards for purchases, such as travel and gift card rewards from Pure Perks Rewards
  • You want to have access to complementary Visa® Signature Concierge Service, deals, and offers
  • Trade-off: Slightly higher rate than a credit card that doesn’t offer rewards
Signature Rewards Visa Purchases & Balance Transfers
Introductory APR for 6 Months  0%
6个月后的可变年利率 Period  16.24%
Balance Transfer Fee  0%

Signature Rewards Visa Introductory APR (Annual Percentage Rate) good for six months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. 须经信贷审批. 附加限制、条款和条件适用. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 16.24%为Signature Rewards Visa. 税率自2024年5月1日起生效, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. 元素保留在任何时候修改或停止提供的权利. Terms & Conditions.

Lowest Rate!

Platinum Visa

Overview

  • Featuring our lowest rate
  • 如果你错过了付款,没有滞纳金
  • $200 Cash Bonus2
  • 0%介绍6个月的购买和余额转账年利率
  • 引入期后,可变年利率为14.24%用于购买和余额转账
  • 没有余额转让费和年费4
  • 在零售商用轻触、刷卡或芯片支付的便利性

A Good Option If:

  • 你想以较低的利率尽快还清你的信用卡余额
  • 取舍:不提供现金返还或奖励
Platinum Visa Purchases & Balance Transfers
Introductory APR for 6 Months  0%
6个月后的可变年利率 Period  14.24%
Balance Transfer Fee  0%

Platinum Visa Introductory APR (Annual Percentage Rate) good for six months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. 须经信贷审批. 附加限制、条款和条件适用. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 14.24% for Platinum Visa. 税率自2024年5月1日起生效, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. 元素保留在任何时候修改或停止提供的权利. Terms & Conditions.

Get Cash Back!

Cash Rewards Visa

Overview

  • 赚取1%的现金回扣自动为您的日常购买5
  • $200 Cash Bonus2
  • 0%介绍6个月的购买和余额转账年利率
  • 引入期后,可变年利率为17.99%用于购买和余额转账
  • 没有余额转让费和年费4
  • 在零售商用轻触、刷卡或芯片支付的便利性

A Good Option If:

  • 你想在购物时赚回现金
  • Trade-off: Slightly higher rate than a credit card that doesn’t offer cash back
Cash Rewards Visa Purchases & Balance Transfers
Introductory APR for 6 Months  0%
6个月后的可变年利率 Period  17.99%
Balance Transfer Fee  0%

Cash Rewards Visa Introductory APR (Annual Percentage Rate) good for six months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. 须经信贷审批. 附加限制、条款和条件适用. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 17.99%为现金奖励签证. 税率自2024年5月1日起生效, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. 元素保留在任何时候修改或停止提供的权利. Terms & Conditions.

Show Your Bulldog Pride!

巴特勒大学奖励签证

Overview

  • Earn 1% cash back6 和奖励,展示你的管家骄傲!
  • $200 Cash Bonus2
  • 0%介绍6个月的购买和余额转账年利率7
  • 引入期后,可变年利率为17.99%用于购买和余额转账
  • 没有国际交易费用8
  • No balance transfer fees8
  • No annual fee8
  • 在零售商用轻触、刷卡或芯片支付的便利性

A Good Option If:

  • You want to earn rewards for purchases, such as travel, gift cards, and cash back rewards
  • 你是巴特勒学院的教职员工、校友或家长
  • 你想展示你的巴特勒大学的骄傲,每一个购买
  • Trade-off: Slightly higher rate than a credit card that doesn’t offer rewards
巴特勒大学奖励签证 Purchases & Balance Transfers
Introductory APR for 6 Months  0%
6个月后的可变年利率 Period  17.99%
Balance Transfer Fee  0%

巴特勒大学奖励签证 Introductory APR (Annual Percentage Rate) good for six months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. 须经信贷审批. 附加限制、条款和条件适用. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 17.巴特勒大学奖励签证99%. 税率自2024年5月1日起生效, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. 元素保留在任何时候修改或停止提供的权利. Terms & Conditions.

获得现金返还或获得奖励!

印第安纳波利斯印第安人签名奖励签证

Overview

  • 为你的日常消费赚取奖励
  • $200 Cash Bonus2
  • 0% 引入6个月的购买和余额转账年利率
  • 引入期后,可变年利率为16.24%用于购买和余额转账
  • 没有余额转让费和年费9
  • 在零售商用轻触、刷卡或芯片支付的便利性

A Good Option If:

  • You want to earn rewards for purchases, such as travel and gift card rewards from Pure Perks Rewards
  • You want to have access to complementary Visa® Signature Concierge Service, deals, and offers
  • Trade-off: Slightly higher rate than a credit card that doesn’t offer rewards
印第安纳波利斯印第安人签名奖励签证 Purchases & Balance Transfers
Introductory APR for 6 Months  0%
6个月后的可变年利率 Period  16.24%
Balance Transfer Fee  0%

印第安纳波利斯印第安人签名奖励签证 Introductory APR (Annual Percentage Rate) good for six months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. 须经信贷审批. 附加限制、条款和条件适用. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 16.24%为Signature Rewards Visa. 税率自2024年5月1日起生效, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. 元素保留在任何时候修改或停止提供的权利. Terms & Conditions.

Overview

  • 这张卡可以让莱利儿童基金会受益,而且利率很低
  • $200 Cash Bonus2
  • 0%介绍6个月的购买和余额转账年利率
  • 引入期后,可变年利率为14.24%用于购买和余额转账
  • 低1%余额转帐费,无年费10
  • 在零售商用轻触、刷卡或芯片支付的便利性

A Good Option If:

  • 你想支持莱利儿童基金会的伟大工作. 余额转会费直接到莱利的账上.
  • 权衡:如果你想转移余额,这不是最好的选择
赖利儿童基金会签证 Purchases & Balance Transfers
Introductory APR for 6 Months  0%
6个月后的可变年利率 Period  14.24%
Balance Transfer Fee  1%

赖利儿童基金会签证 Introductory APR (Annual Percentage Rate) good for six months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. 须经信贷审批. 附加限制、条款和条件适用. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 14.赖利儿童基金会签证24%. 税率自2024年5月1日起生效, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. 元素保留在任何时候修改或停止提供的权利. Terms & Conditions.

Build Your Credit

Secured Visa

Overview

  • 一张有担保的信用卡,可以让你随着时间的推移建立信用
  • 您将资金作为保证金存入Elements帐户, 哪一项成为信用卡的信用额度
  • 你的付款和余额历史报告给信用机构
  • 标准变量APR为17.99%用于购买和余额转账(永远不会超过18%)
  • 3% balance transfer fee
  • No annual fee11
  • 在零售商用轻触、刷卡或芯片支付的便利性

A Good Option If:

  • 你想建立自己的信用
  • Tradeoff: Requires an account deposit, which is held as collateral for your account
Secured Visa Purchases Balance Transfers
Variable APR  17.99% 17.99%
Balance Transfer Fee  3%

APR代表年度百分比利率. 须经信贷审批. 附加限制、条款和条件适用. 税率自2024年5月1日起生效, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. Terms & Conditions.

  1. 1 签名奖励Visa信用卡奖励 — You earn 1.在符合条件的购物中每消费1美元可获得50分积分. 这在每个日历年结束时重置. Statement Credits and Deposits to Elements Accounts can be redeemed for as low as $50 (5,000 point equivalent). 礼品卡最低可兑换$25(相当于2,500积分). 旅行兑换也可以使用. Transactions that do not earn Pure Perks points include PIN-based transactions, cash advances, 结余合并检查, money order/wires, gaming chips. Visit the rewards portal page for details.
  2. 2 信用卡相关$200现金奖励价值优惠 — requiring at least 10 card purchase transactions totaling at least net $1,000 within 90 days of card approval — will be fulfilled as a one-time $200 statement credit. 对账单信用不会减少你的月供. 如果在六个月内结清账户, we reserve the right to add the amount of the statement credit back to your account balance at that time. 担保信用卡除外. 现有或以前的element信用卡持有人不符合资格.  /报价须经信贷审批,并可能须课税. 元素保留在任何时候修改或停止提供的权利. 可能适用额外的条款和条件. Please allow 4-6 weeks after qualifications are met for receipt of a statement credit. Product offers cannot be combined with other promotional offers for the same product. One offer per household.
  3. 3 签名奖励Visa信用卡交易费用- 信用卡余额转账: None. Credit Card Cash Advance: 每次现金预支不超过3%或至少5美元.00.
  4. 4 Platinum and Cash Rewards Visa Credit Card Transaction Fees — 信用卡余额转账: None. Credit Card Cash Advance: 每次现金预支不超过3%或至少5美元.00. 信用卡境外交易: 每笔以美元进行的对外交易的1%.S. dollars.
  5. 5 现金奖励Visa卡详情: 每笔符合条件的购买返还1%现金. No enrollment required. 所有持卡人在首次购买时都有资格. Eligible purchases are net purchases (reduced by merchant returns and adjustments). 购买不包括现金预支, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. 现金返还奖励是通过减少你的信用卡余额支付给你的. However, rewards will not reduce the monthly payment amount unless the total credit card balance is less than the payable cash back reward amount. The rewards are effective the date you become eligible for the program and are payable as per the billing cycle end-date printed on your statement. Cash back reward amounts less than $25 will not be paid during a billing cycle. Rewards will accumulate and will be payable to you once your reward balance is $25 or more. If a reward balance is less than $25, it will expire 5 years from the month earned. 资格仅限于开放和信誉良好的账户. Any accumulated points will be forfeited if the account is closed before the next $25 increment is paid. 可能适用额外的条款和条件.
  6. 6 巴特勒大学奖励Visa信用卡现金返还: 每笔符合条件的购买返还1%现金. No enrollment required. 所有持卡人在首次购买时都有资格. Eligible purchases are net purchases (reduced by merchant returns and adjustments). 购买不包括现金预支, balance card transfers, use of convenience checks and are exclusive of any fees and finance charges we impose. 现金返还奖励是通过减少你的信用卡余额支付给你的. However, rewards will not reduce the monthly payment amount unless the total credit card balance is less than the payable cash back reward amount. The rewards are effective the date you become eligible for the program and are payable as per the billing cycle end-date printed on your statement. Cash back reward amounts less than $25 will not be paid during a billing cycle. Rewards will accumulate and will be payable to you once your reward balance is $25 or more. If a reward balance is less than $25, it will expire 5 years from the month earned. 资格仅限于开放和信誉良好的账户. Any accumulated points will be forfeited if the account is closed before the next $25 increment is paid. 可能适用额外的条款和条件. 
  7. 7 巴特勒大学奖励签证 Introductory APR (Annual Percentage Rate) good for six months. Elements Financial loans are not eligible for payoff with introductory balance transfer offers. 须经信贷审批. 附加限制、条款和条件适用. After introductory period your Standard variable APR for Purchases and Balance Transfers will be 17.巴特勒大学奖励签证99%. 税率自2024年5月1日起生效, and will vary with the market based on the Prime Rate as published in The Wall Street Journal. 元素保留在任何时候修改或停止提供的权利. Terms & Conditions.
  8. 8 巴特勒大学奖励Visa信用卡交易费 信用卡余额转账: None. Credit Card Cash Advance: 每次现金预支不超过3%或至少5美元.00.
  9. 9 印第安纳波利斯印第安人签名奖励签证信用卡交易费用 信用卡余额转账: None. Credit Card Cash Advance: 每次现金预支不超过3%或至少5美元.00.
  10. 10 赖利儿童基金会Visa信用卡交易费用- 信用卡余额转账: 1% or a minimum of $5.00. Credit Card Cash Advance: 每次现金预支不超过3%或至少5美元.00. 信用卡境外交易: 每笔以美元进行的对外交易的1%.S. dollars.
  11. 11 担保Visa信用卡交易费用- 信用卡余额转账: 3% or a minimum of $5.00. Credit Card Cash Advance: 每次现金预支不超过3%或至少5美元.00. 信用卡境外交易: 每笔以美元进行的对外交易的1%.S. dollars.